Let’s see, how do I write this year’s Christmas newsletter? Andy had a stroke in January, our insurance covered 12% of the cost, his employer let him go with two week’s severance, he didn’t have disability coverage, I had to get a job just to keep us out of foreclosure, we lost all our charge cards and we have bad credit and no savings and the kids have no insurance now either.

Somehow, I have to make this a good Christmas.  With just $200 or $300 we could drive to my sister’s in Atlanta to spend the holidays there. But of course I have bad credit, so credit cards aren’t my answer.  A few days ago I saw a car title loan store on Park Avenue and thought about our minivan, paid for in full two years ago.  I didn’t go in that store, just couldn’t do it, but online I went to Google for “loan for my car title.”  

I found Memphis Car Title Loans – done entirely with an online application that takes 20 minutes to complete.  The money was in my checking account the next day.  Simply, it’s fast cash with no credit check, using your vehicle as collateral.

At the end of a hard year, we have something to look forward to this holiday. 

- Joyce E.