I had worked in a small manufacturing company near Lucy for four years.  But those jobs went overseas, to Korea I think.  Unemployment won’t last forever and I am not finding a job like the old one.

So my girlfriend said I need to retrain, to develop new skills.  I’ve looked into it and decided a code entry operator might be where I go next.  Except I have to take a class, and it costs $500.

News flash: I’m not rich. If I were, would I be living in an apartment right 40 and 240 join up?  I fell behind on rent and credit cards and now have bad credit. Even with help from my girlfriend, there is no money left for classes.

I looked into auto title loans since my truck is only three years old.  I guess you can even use an old car for cash, without selling it.  You go to a instant car title loans store on the internet.  You fill out an online application with Memphis Car Title Loans, which takes no more than a half hour to do.

I was able to sign up for classes in a day. The money arrives in your checking account. And I don’t have to listen to my girlfriend nag me about a payback :).

- Vern W.

I’m a responsible, working family man. So would you expect me to get an auto title loan to cover an unavoidable expense?  

A few years ago, no, I wouldn’t.  But times have changed and so have I. 

My wife discovered a malignancy in 2006.  She was a stay-at-home mom with three kids, and it was tough on everyone.  Thus far, she’s doing well and we only pray her prognosis will improve with time.  

My employer has a comprehensive benefits program, including health insurance coverage.  But that benefit hasn’t been so great lately. We now pay much higher premiums than just a few years ago, and each employee covers a greater percentage of those premiums. Costs to our family rose in two years by more than $350 per month.   

The kicker is how it’s still not enough.  She had two operations and several rounds of radiation.  To my shock, our out-of-pocket costs came in at $3300. We had made the decision that she would not work when the second baby came along, so finances were tight already and with unexpected expenses, we fell into the “bad credit” designation because of all that’s happened.  So there was no way we could see of paying that bill.

That’s when we hit on the idea of a car title loan. Under the circumstances, it was a way to buy time and work out a plan.

Our source for fast cash was Memphis Car Title Loans.   You go online, spend about 30 minutes on the online application. You get the loan in your checking account the very next day.  I recommend to anyone in this situation to get loans on car title.  It’s a responsible way to leverage an asset in order to take care of your family.

- Mike N.

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The Memphis Tigers basketball team is the best program in college basketball today. Yeah, I know they fell short of the championship, but they’re poised to win it all this year. I’ve attended games every year, but never had the chance to get some great season tickets, but this guy I work with was looking to sell his, and this wasn’t a chance I was willing to give up.

My co-worker that I was buying them from gave me only 36 hours to come up with the money, and I wasn’t sure where to go. The bank wasn’t about to give me the money I needed, and with my credit cards were already maxed out, I only had one good option.

Seeing how the only thing I owned was my Trailblazer, I did an online search for an online truck title loan. Memphis Car Title Loan had an online application that takes two minutes to fill out. Not only was I able to get a call back right away to get my questions answered, but they set you up with the location closest to your house. Within 30 minutes I had the money I needed to pay off the balance on season tickets!

Thank you Memphis Car Title Loans for helping get season tickets to see my Tigers the entire year!

-Roger B.
West Memphis, TN

We moved to the Memphis area because my wife was relocated by her job. The move to Germantown was great, because both my wife and I both enjoyed our new life in the South, and were inspired by the change. Not only was the weather much nicer than Kansas, but we loved the slower Southern way of life. Everything was going according to plan, until one day Alice was killed in a car accident.

I had to keep things together for both my children and myself. We were alone and didn’t know what to do. Alice had always taken care of the bills, and now it was all on me. While I wasn’t exactly poor, I never thought about going the car title loan route. But since I didn’t want to use my savings just yet, and my credit was shaky, I did an Internet search.

The only thing I had of value was my SUV, so I needed to find truck title loan. Memphis Car Title Loans helped me so much, I was just stunned. The online application was a piece of cake, and they answered all my concerns, plus gave me a loan of $7,000 to cover my bills this month, and put some cash in my pocket. I highly recommend Memphis Car Title Loans if you’re in a bind, and need some money in an emergency.

-Gord H.
Germantown, TN.

In life, sometimes lemons turn into lemonade.  When natural disasters hit the Mississippi Valley, somebody has to sweep in and clean it up.  

Because I have a Full Size Ford Super-Duty truck, I am able to help out in clean-up operations after floods and tornadoes.  My employer in Memphis allows me time off to do this, and this spring there were so many disasters I took a leave of absence of four months to do it.  The pay was double what I made in that “regular” job.

The financial challenge of this is the first pay might not arrive for six or eight or even ten weeks after you get started with the work.  This is because you’re a sub to a sub to a customer waiting on an insurance claim, and sometimes those are in dispute.  Add to that, my wife and I have bad credit because of some problems with health insurance a few years ago, so borrowing is not easy for us.  

There is the rent, truck payments, health insurance, food and old debt – no one wants to wait two months.  What I needed is fast cash.

The answer was Memphis Car Title Loans. You get money when you need it from a simple online application.  I got the advance in one day, in fact.  I got started with the first major tornadoes in April down in Little Rock, then back up to Lawrence County here in Tennessee.  It’s been one flood or tornado ever since, especially since the hurricanes started blowing up from the Gulf.

My wife wasn’t too happy about that truck when we ran into money problems a few years ago, and high gas prices this year didn’t make it any better.  But now, the loans on car title in this situation actually means making MORE money, enough to help us get caught up.